[Integrated Payment Solution]

BagusNiaga is designed to simplify and enhance payment processes for micro businesses by integrating with leading payment solutions

Payment Partners


BagusNiaga X iPay88

Demonstration Video - Merchant Scan


Demonstration Video - Dynamic DuitNow


Support Merchant Scan & Dynamic DuitNow QR

MethodE-Wallet TypeMerchant Discount Rate (MDR)Settlement Payout
User ScanDuitNow QR (Dynamic)1.00%T+2
Merchant ScanTNG eWallet1.00%T+2
Merchant ScanMAE by Maybank2u1.00%T+2
Merchant ScanBoost1.00%T+2
Merchant ScanGrabPay1.00%T+2
Merchant ScanMcash1.10%T+2
Merchant ScanWeixin Pay CN1.10%T+2
Merchant ScanAlipay+1.20%T+2
Merchant ScanShopeePay1.20%T+2
Merchant ScanSetel1.80%T+2
Merchant ScanUnionPay QR1.80%T+2

iPay88 Offline Application

Please contact our agent for the assistance.Individual Registration (Without SSM)
(a) Owner IC (Front & Back)
(b) Latest header of bank statement (Owner Bank Account)
(c) Shop Photo
(d) iPay88 Application Form & Fee Structure & Dispute Form (Owner Sign & Stamp)
(e) Trading License to show business address (if any)
Company Registration (With SSM)
(a) Company Registration Document
---- Enterprise - Full Set of SSM
---- Sdn Bhd - Form 9, 24, 49, 44(if any) & M&A
---- Superform - Section 14, 15, 17, 58&236
(b) Director IC (Front & Back)
(c) Latest header of bank statement (Company Bank Account)
(d) Shop Photo
(e) iPay88 Application Form & Fee Structure & Dispute Form (Director Sign & Stamp)
(f) Trading License to show business address (if any)



BagusNiaga X Paydibs Pay

Demonstration Video - Merchant Scan


Support Merchant Scan

MethodE-Wallet TypeMerchant Discount Rate (MDR)Settlement Payout
Merchant ScanTNG eWallet1.00%T+2
Merchant ScanMAE by Maybank2u1.00%T+2
Merchant ScanBoost1.00%T+2
Merchant ScanMcash1.00%T+2
Merchant ScanGrabPay1.10%T+2
Merchant ScanShopeePay1.10%T+2

If you would like to apply Paydib Pay, you can contact our agent to assist you.Individual Registration (Without SSM)
(a) Owner IC (Front & Back)
(b) Latest header of bank statement (Company Bank Account)
(c) Shop Photo
(d) Paydibs Pay Application Form (Owner Sign & Stamp)
(e) Trading License to show business address (if any)
Company Registration (With SSM)
(a) Company Registration Document
---- Enterprise - Full Set of SSM
---- Sdn Bhd - Form 9, 24, 49, 44(if any) & M&A
---- Superform - Section 14, 15, 17, 58&236
(b) Director IC (Front & Back)
(c) Latest header of bank statement (Owner Bank Account)
(d) Shop Photo
(e) Paydibs Pay Application Form (Director Sign & Stamp)
(f) Trading License to show business address (if any)



BagusNiaga X BSN DuitNow

Support Dynamic DuitNow

Coming soon!
First quarter (2025)

Video Guide



BagusNiaga X RHB DuitNow

Demostration Video

Support Dynamic DuitNow

MethodE-Wallet TypeMerchant Discount Rate (MDR)Settlement Payout
User ScanDuitNow QR (Dynamic)1.00%T+1

Why need Soundbox???BagusNiaga now come with
AI Voice Payment Confirmation!



BagusNiaga X BSN (MF919 Smart Terminal)

Support All Card Payments
E-Wallets (Merchant Scan)

B.Niaga (BagusNiaga App) on MF919 Smart Terminal


Card Payment Demonstration Video


E-Wallet Payment Demonstration Video


Service ProviderPayment TypeMerchant Discount Rate (MDR)Settlement Payout
BSNVisa Master - Card (Local)1.30%T+1
BSNVisa Master - Card (Foreign)2.80%T+1
BSNMyDebit (Local)0.80%T+1
iPay88 EWalletTNG eWallet1.00%T+2
iPay88 EWalletMAE by Maybank2u1.00%T+2
iPay88 EWalletsBoost1.00%T+2
iPay88 EWalletsGrabPay1.00%T+2
iPay88 EWalletsMcash1.10%T+2
iPay88 EWalletsWeixin Pay1.10%T+2
iPay88 EWalletsAlipay+1.20%T+2
iPay88 EWalletsShopeePay1.20%T+2
iPay88 EWalletsSetel1.80%T+2
iPay88 EWalletsUnionPay QR1.80%T+2